Health Insurance

It is yet surprising how we believe that an unforeseen event can happen to our car and rather invest in the protection thereof, than believe that something bad can happen to our health.
The change of the health condition is not a matter of "if", but rather a matter of "when".

Age, environmental and genetic factors influence our health and when this happens, our first concerns are related to:

  • Where shall I get a treatment?
  • At what costs?

Most of the times we choose to get a treatment according to the cost we afford.
But would you not rather choose only based on the quality and medical performance than on the costs you can afford to pay?

Our solution is to control such costs, while in good health by investing in a private health insurance!
Just as you insure your car or home before the risks occur, we recommend you to do the same for you and your family’s health. 

For further information and consultancy to conclude this type of insurance, please e-mail us at
We shall contact you within the shortest time possible.
Raiffeisen Broker is working closely with Bupa International since 2007.

Bupa International is one of the world's leading international medical insurers, offering flexible health cover to individuals and businesses across 190 countries.
Bupa was formed in 1947, and since then we have been at the forefront of healthcare and medical insurance services.

Benefits of working with Bupa and Raiffeisen Broker

As well as the peace of mind that comes with knowing you have the right health insurance, as Bupa insurant you benefit from:
  • a network of 7,500 independent hospitals and clinics that we can pay directly on your behalf
  • access to more than 200,000 medical providers worldwide
  • call center advisers who can communicate with you in the language of your choice (over 30 available languages)
  • health experts who can give you advice at any time of the day or night
  • online access to your plan, tools and services through MembersWorld website
  • a free second opinion if you have questions about your diagnosis or treatment
Worldwide Health Options

Worldwide Health Options is our flexible plan for individuals and families. It's a modular plan that allows you to mix and match cover options to suit your health insurance needs and budget.
The plan includes our core cover - Worldwide Medical Insurance - as standard, which gives you access to essential hospital treatment. You can then choose to add cover options to create a plan to suit you.

Here's a summary of what each option covers. Please see the Membership pack for full details of benefits, limits and exclusions (PDF).

Worldwide Medical Insurance

This is the core cover that comes as standard, and covers essential hospital treatment, whether you are admitted in an emergency or your visit is pre-planned, including:
  • consultation fees
  • surgery
  • cancer treatment
  • advanced medical imaging like CT and MRI scans
  • staying in hospital

Worldwide Medical Plus

Covers non-emergency consultations and treatments that don't require a hospital stay, like:
  • maternity care
  • physiotherapy
  • diagnostic tests
  • accident-related dental treatment

Worldwide Medicines and Equipment

Covers the cost of:
  • prescribed medicines, even long-term prescriptions
  • prescribed dressings
  • equipment rental, for things like oxygen supplies or wheelchairs

Worldwide Wellbeing

Helps you protect and maintain your health with cover for things like:
  • cancer screening
  • bone density scans
  • vaccinations and immunisations
  • dental treatment
  • eye tests and corrective glasses or lenses

Worldwide Evacuation

Gives cover for medical evacuation if you can't get the treatment you need locally, including:
  • evacuation to a suitable medical provider
  • repatriation to your home country
  • travel expenses for someone to accompany you

USA Cover

This is designed for visits to the USA, provided it's not where you spend most of your time, and includes:
  • access to medical treatment
  • a network of quality hospitals and providers
  • direct settlement of all eligible expenses
Pre-existing conditions

We may also be able to cover you for diseases, illnesses or injuries for which you've already received medication, advice or treatment.


Deductibles are the contributions you make towards the cost of your treatment. Opting to include deductibles in your plan can reduce your subscription and help to make your chosen health cover more affordable.


Angelina Enache

Account Manager
Raiffeisen Broker de Asigurare - Reasigurare S.R.L
246D Calea Floreasca, 6th Floor, Area B and Area C, 1st District, Bucharest
Phone: +40.213.653.352
Fax: +40.21.780.03.03
Mobile: +40.728.088.842